Uninsured/Underinsured Motorist Coverage (UM/UIM)

 

Uninsured/Underinsured Motorist Coverage

 

Uninsured/Underinsured Motorist Coverage is typically referred to as UM/UIM, but what does it cover and should you have it? UM/UIM coverage is optional automobile insurance that covers you when the at-fault driver has no insurance, or more commonly, not enough insurance. And to answer the question of should you have it, the answer is a resounding yes!!!

 

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