Statute of Limitations and How This Impacts Personal Injury Cases

Statute of Limitations and Personal Injury Cases

B&M Personal Injury

“Statute of Limitations” is a phrase that has worked its way into the lexicon of anyone who has watched a law show on television.  Statute of Limitations is defined as: “The time frame set by legistlation where affected parties need to take action to enforce rights or seek redress after injury or damage”.  In the area of personal injury it is the time from the date of the injury in which you have to file a lawsuit.

In Nevada, the Statute of Limitations is two years from the date of the injury.  If an injured party does not file a lawsuit within two years from the date of the injury, their claim is barred by law.  This does not mean that in every injury case there is a lawsuit.  To the contrary, most injury cases settle within the Statute of Limitations.  However, if the insurance company of the party that caused the accident is being unresaonable, it is sometimes necessary to file a lawsuit.

If you are injured in an accident it is important to consult with a qualified attorney to advise you of your potential rights.  If you need additional information, or have been involved in an automobile accident, please contact the office of Bellon and Maningo, Ltd.

Personal Injury:

(702) 452-6299
www.bellonandmaningo.com 

Is MedPay Insurance Necessary?

 

MEDPAY COVERAGE

Medpay coverage is often overlooked by many consumers during the process of purchasing auto insurance.   Yes, it is an additional cost, but it pays your medical bills whether or not you are at fault for an accident.  A consumer can select the amount of Medpay coverage they purchase, usually from $1,000 to $25,000 per accident.  If you have no health insurance your Medpay will pay your medical bills up to the amount of coverage selected.  Even if you have health insurance but have a deductible and co-pays, your Medpay will usually pay those amounts.  Your Medpay insurance will cover all of the passengers in your vehicle.  Additionally, Medpay will cover you if you are a pedestrian and get hit by another vehicle.

If you need further information, or if you are involved in a car accident, call Bellon & Maningo at (702) 452-6299, or visit our website at:  www.bellonandmaningo.com

 

 

Vegas Police No Longer Responding To Non-Injury Car Accidents

Vegas Police No Longer Responding To Non-Injury Car Accidents

 

In our last blog we discussed the importance of understanding Uninsured / Underinsured Motor Vehicle Accidents.  It seems appropriate to discuss the new issue from Las Vegas Metro Police, who recently instituted a policy where they will no longer respond to car accidents unless an injury is reported.  This new policy is similar to policies instituted by the police in Los Angeles, San Francisco and San Diego.  Drivers in Las Vegas are now expected to exchange insurance information and file a report with the Nevada Division of Motor Vehicles within 10 days.

But what if your injuries don’t manifest until later that day or the following day as many soft tissue injuries do?  Will insurance companies deny more claims because of the absence of a police report?  One piece of evidence that insurance companies rely upon to make a liability decision is the police report.  Without a report, the insurance companies may unilaterally make fault determinations that benefit them, not the injured motorist.

The full impact on motorists is not yet known, but time will tell if this policy is detrimental to not at-fault drivers.

If you need additional information, or if you are involved in a car accident, call Bellon & Maningo at (702) 452-6299.

Uninsured/Underinsured Motorist Coverage (UM/UIM)

 

Uninsured/Underinsured Motorist Coverage

 

Uninsured/Underinsured Motorist Coverage is typically referred to as UM/UIM, but what does it cover and should you have it? UM/UIM coverage is optional automobile insurance that covers you when the at-fault driver has no insurance, or more commonly, not enough insurance. And to answer the question of should you have it, the answer is a resounding yes!!!

 

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