A casino marker is a line of credit that casino patrons can use to obtain gaming chips to gamble with. Casino markers are issued to gamblers who have the ability to pay the money back if they lose. Casino markers can be issued to just about anyone who gambles who applies for one. This line of credit has zero interest to make gambling easier for those who wish to use them. In order to get a casino marker, a casino patron must fill out a credit application with the casino. Pursuant to NRS 205.130, a gambler is given 30 days to pay back the debt.
If the debt is not paid back, the casino is then required to send a notification of the outstanding debt to the patron. If the patron continues to not pay, the casino may then draw funds directly from the bank account listed in the credit application.
Many times when the casino attempts to draw the funds from the bank account, the casino is alerted that there are insufficient funds in the account. When this happens, the casino can then make a complaint to the District Attorney who then proceeds as the debt collector for the casino and acts to collect any outstanding debts or fees. If payment is still not made, then criminal proceedings are initiated and the patron can be arrested.
People are being arrested and prosecuted for defaulting on their casino markers in an increasing number. When a gambler does not have the funds to gamble and takes this line of credit from the casino, they are probably often unaware that it is a crime to not pay the casino back, and they can and probably will be arrested and prosecuted. It is not the same as other unpaid debts that go to a collection agency. Instead, in the state of Nevada, it is a crime that gets reported directly to the District Attorney.
If you are currently wanted for defaulted casino markers and face serious charges, the first thing you should do is contact an attorney. At Bellon & Maningo, LTD we have much experience in fighting the criminal charges associated with these cases, as well as negotiating with the casinos before criminal proceedings are initiated.